About Meraki Plans
Mortgage & Home Insurance with Heart
Helping homebuyers and homeowners make confident decisions with transparent guidance and personalized support.
Who we are
At Meraki Plans, we believe every homeowner deserves protection, clarity, and confidence when it comes to their mortgage and insurance choices.
Whether you’re applying for a home loan or securing homeowners insurance, our priority is to provide straightforward guidance that feels human — no pressure, no industry jargon, and no surprises.
The word Meraki means doing something with love, heart, and intention — and that’s exactly how we approach our work.
We specialize in two core areas:
Mortgage Services
Applying for a mortgage can feel overwhelming — but it doesn’t have to be. We help you through the mortgage process from start to finish, including:
Mortgage pre-approval and application
Comparison of competitive loan options
Guidance through closing and next steps
Our goal is simple: make your mortgage experience clear and confident.
Homeowners Insurance
Your home is one of your most valuable assets. We help you protect it with the right homeowners insurance coverage tailored to your needs and budget.
From dwelling protection to personal property coverage and liability options, we guide you to the coverage that makes sense for your situation.
Whether you’re buying your first home, refinancing your mortgage, protecting your property with homeowners insurance or planning ahead for peace of mind - Meraki Plans is here to support you every step of the way.
The people behind the protection
I’m Darryl Baker—founder of Meraki Plans
People-First husband and Dad of three.
When I’m not helping buyers secure the right mortgage or guiding homeowners toward smart insurance coverage, you’ll find me being a jungle gym for my kids, listening to an audiobook with my wife, or enjoying nature from a fairway.
I started Meraki Plans for two simple reasons.
First, I believe that if you’re buying a home, you deserve clear guidance — not confusion — when it comes to your mortgage and homeowners insurance.
Second, I want to help families build stability and long-term security through smart financial decisions that protect what matters most.
That’s what Meraki means to me — doing this work with heart, intention, and real care.
Your home matters. Your peace of mind matters.
Let’s walk through your mortgage and insurance options together — with clarity, care, and confidence.